NU

Stock

Nu Holdings Ltd.

One email when a drop — in price or in valuation — is historically rare for NU. Otherwise we stay quiet.

Worth a look

Bigger than its usual dip. Not yet rare.

Nu Holdings Ltd. is 26% off its high — deeper than its 12.6% average pullback, but it has been through 18 drawdowns before. Not historically significant yet — we'll say so if that changes.

And it's not just the price: Nu Holdings Ltd.'s P/S Severity Score is 9.1 — historically low valuation vs its own history.

Price $13.88 · as of Jul 15, 2026All-time high $18.76Drawdown -26.0%Severity Score™ 3.9
🟡

Elevated

Current Drawdown

-26.0%

Days in Drawdown

165

Avg Max Drawdown

12.6%

Avg Length

81

Drawdown Severity Score™

3.9

NU - Price & High Water Mark

NU - Drawdown Timeline

How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.

Valuation vs Its Own History

Data as of July 10, 2026 · updated daily

Where today's valuation sits within NU's own multi-year range, scored with the same Drawdown Severity Score language as price, measured from its typical level rather than its record high — a higher score means it has rarely been cheaper. This is context, not a recommendation.

Price to Sales

3.8xSeverity Score 9.1 · Very low vs its own history
Low: 3.3xMedian: 6.1xHigh: 50.4x

Nu Holdings Ltd. has been cheaper on this measure only about 3% of the time in 5 years of daily history.

92.4% below its highest Price to Sales reading · high date December 10, 2021

Price to Sales history

EV to EBITDA

12.3xSeverity Score 8.1 · Very low vs its own history
Low: 9.8xMedian: 20.0xHigh: 397.4x

Nu Holdings Ltd. has been cheaper on this measure only about 5% of the time in 3 years of daily history.

96.9% below its highest EV to EBITDA reading · high date April 18, 2023

EV to EBITDA history · log scale

How we measure valuation

Nu Holdings Ltd. (NU) Analysis: Current Drawdown Insights

Nu Holdings Ltd. is currently in a drawdown that is unusual by its own historical standards. As of 2026-07-15, the stock is trading at $13.88, which represents a 26.0% decline from its all-time high of $18.76. This drawdown has persisted for 165 days.

Based on its full tracked price history, Nu Holdings Ltd. typically experiences drawdowns averaging 12.6% in depth, with an average duration of 81 days. Nu Holdings Ltd. has gone through 18 total drawdown events in its tracked history. The largest drawdown on record for Nu Holdings Ltd. was 72.1%, beginning in 2021. The longest drawdown duration on record was 827 days.

The Drawdown Severity Score™ for Nu Holdings Ltd. currently stands at 3.95. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 3.0 and 5.0 indicates an elevated drawdown that's larger than this asset's historical averages.

Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns: periods when the price declines from all-time highs before recovering. By analyzing Nu Holdings Ltd.'s historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that is rare by that stock's own historical standards.

📜 Historical Drawdown Events

Current drawdown shown in blue. Showing the most recent and the deepest of 18 tracked pullbacks (18 listed).

Start DateEnd DateDurationMax DepthStart PriceLowest PriceRecovery Price
2026-01-31Ongoing165 days-26.0%$18.76$13.88n/a
2026-01-062026-01-2217 days-7.7%$17.94$16.56$18.00
2025-12-052026-01-0532 days-10.1%$17.65$15.86$17.94
2025-12-032025-12-042 days-1.0%$17.61$17.44$17.65
2025-11-122025-11-2514 days-6.5%$16.39$15.32$16.61
2025-09-232025-11-1150 days-9.6%$16.30$14.73$16.39
2025-09-162025-09-172 days-0.1%$15.91$15.89$15.96
2024-11-122025-09-15307 days-39.6%$15.89$9.60$15.91
2024-10-312024-11-1112 days-8.8%$15.73$14.34$15.89
2024-09-182024-10-2841 days-13.5%$15.14$13.10$15.48
2024-09-032024-09-1715 days-8.5%$14.97$13.70$15.14
2024-08-282024-08-303 days-3.2%$14.70$14.23$14.97
2024-08-212024-08-266 days-1.7%$14.45$14.21$14.63
2024-07-172024-08-1530 days-21.1%$13.58$10.71$13.78
2024-07-152024-07-162 days-0.5%$13.41$13.34$13.58
2024-06-282024-07-0912 days-4.4%$12.92$12.35$13.15
2024-06-242024-06-252 days-3.2%$12.25$11.86$12.50
2024-03-252024-06-2189 days-14.4%$12.25$10.48$12.25
2021-12-132024-03-19827 days-72.1%$11.85$3.31$11.85

How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).

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Or explore current drawdowns:

Nu Holdings Ltd. (NU) is trading at $13.88 as of Jul 15, 2026. It is 26.0% below its high of $18.76. The drawdown has lasted 165 days. Severity score: 3.9 (Elevated).

NU Price History and Drawdown Data

Latest price

$13.88

High-water mark

$18.76

Current drawdown

-26.0%

Days in drawdown

165

This NU page is built around daily price history, the latest high-water mark, current drawdown depth, drawdown duration, and comparable historical drawdown events. The chart above provides the price-history context, while the sections below explain how the current move compares with prior Nu Holdings Ltd. drawdowns.

What History Says About NU

Nu Holdings Ltd. has dropped 10%+ from its high 6 times in its tracked history. These events lasted an average of 221 days with an average max drop of -28.5%.

The current drawdown of -26.0% has lasted 165 days, which is within the typical range for comparable events.

PeriodMax DropDuration
Dec 2021 to Mar 2024-72.1%827 days
Nov 2024 to Sep 2025-39.6%307 days
Jul 2024 to Aug 2024-21.1%30 days
Mar 2024 to Jun 2024-14.4%89 days
Sep 2024 to Oct 2024-13.5%41 days
Dec 2025 to Jan 2026-10.1%32 days

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