ISBA

Stock

Isabella Bank Corporation

One email when a drop — in price or in valuation — is historically rare for ISBA. Otherwise we stay quiet.

Rare

Rare — pay attention.

Isabella Bank Corporation is 30.6% off its high, 202 days in — deeper than the vast majority of its 38 recorded drawdowns. This is the kind of decline the severity score exists to flag.

Valuation is notable too — P/S Severity Score 2.1, below its typical range.

Price $39.27 · as of Jul 14, 2026All-time high $56.58Drawdown -30.6%Severity Score™ 5.5
🔴

Strong

Current Drawdown

-30.6%

Days in Drawdown

202

Avg Max Drawdown

6.7%

Avg Length

186

Drawdown Severity Score™

5.5

ISBA - Price & High Water Mark

ISBA - Drawdown Timeline

How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.

Valuation vs Its Own History

Data as of July 12, 2026 · updated daily

Where today's valuation sits within ISBA's own multi-year range, scored with the same Drawdown Severity Score language as price, measured from its typical level rather than its record high — a higher score means it has rarely been cheaper. This is context, not a recommendation.

Price to Sales

2.5xSeverity Score 2.1 · Below its typical range
Low: 1.4xMedian: 2.7xHigh: 9.8x

Isabella Bank Corporation has been cheaper on this measure only about 38% of the time in 20 years of daily history.

74.7% below its highest Price to Sales reading · high date July 17, 2006

Price to Sales history

EV to EBITDA

15.0xSeverity Score 3.2 · Below its typical range
Low: 0.20xMedian: 22.9xHigh: 59.6x

Isabella Bank Corporation has been cheaper on this measure only about 27% of the time in 20 years of daily history.

74.9% below its highest EV to EBITDA reading · high date June 2, 2009

EV to EBITDA history · log scale

How we measure valuation

Isabella Bank Corporation (ISBA) Analysis: Current Drawdown Insights

Isabella Bank Corporation is currently in a drawdown that is unusual by its own historical standards. As of 2026-07-14, the stock is trading at $39.27, which represents a 30.6% decline from its all-time high of $56.58. This drawdown has persisted for 202 days.

Based on its full tracked price history, Isabella Bank Corporation typically experiences drawdowns averaging 6.7% in depth, with an average duration of 186 days. Isabella Bank Corporation has gone through 38 total drawdown events in its tracked history. The largest drawdown on record for Isabella Bank Corporation was 64.3%, beginning in 2008. The longest drawdown duration on record was 4864 days.

The Drawdown Severity Score™ for Isabella Bank Corporation currently stands at 5.50. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 5.0 and 8.0 indicates a rare, significant drawdown: the asset seldom sees declines at this level in its tracked history.

Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns: periods when the price declines from all-time highs before recovering. By analyzing Isabella Bank Corporation's historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that is rare by that stock's own historical standards.

📜 Historical Drawdown Events

Current drawdown shown in blue. Showing the most recent and the deepest of 38 tracked pullbacks (38 listed).

Start DateEnd DateDurationMax DepthStart PriceLowest PriceRecovery Price
2025-12-24Ongoing202 days-30.6%$56.58$39.27n/a
2025-12-172025-12-182 days-1.2%$52.90$52.27$55.25
2025-12-112025-12-155 days-2.5%$50.32$49.06$51.07
2025-12-052025-12-095 days-1.2%$46.74$46.20$48.99
2025-12-032025-12-042 days-6.2%$45.21$42.40$46.74
2025-11-242025-12-029 days-6.0%$44.40$41.72$45.21
2025-11-052025-11-2117 days-11.4%$43.57$38.60$44.40
2025-06-202025-11-04138 days-26.1%$38.36$28.36$43.57
2025-05-222025-06-0515 days-3.2%$27.44$26.56$27.48
2025-05-162025-05-194 days-0.1%$27.33$27.29$27.34
2025-05-052025-05-128 days-2.2%$26.30$25.71$26.75
2025-04-222025-04-243 days-2.1%$25.37$24.85$25.39
2025-01-212025-04-2190 days-16.3%$25.25$21.14$25.37
2025-01-062025-01-1712 days-1.9%$25.25$24.77$25.25
2024-12-202024-12-245 days-1.0%$25.01$24.77$25.24
2024-12-182024-12-192 days-1.1%$24.94$24.66$25.01
2024-12-112024-12-177 days-1.2%$24.19$23.91$24.94
2024-11-202024-12-1021 days-0.8%$24.00$23.82$24.19
2021-11-112024-11-181104 days-29.4%$23.48$16.57$23.81
2021-11-092021-11-102 days-0.1%$22.61$22.58$23.48
2021-11-032021-11-086 days-0.7%$22.45$22.29$22.61
2021-10-282021-11-015 days-0.8%$21.96$21.79$22.00
2021-10-152021-10-2511 days-2.1%$21.96$21.51$21.96
2021-10-042021-10-1411 days-1.8%$21.88$21.47$21.96
2021-09-292021-10-013 days-1.7%$21.83$21.45$21.88
2021-09-232021-09-242 days-0.2%$21.61$21.56$21.61
2021-09-202021-09-212 days-0.1%$21.60$21.57$21.60
2021-09-132021-09-153 days-0.6%$21.00$20.88$21.53
2008-05-162021-09-084864 days-64.3%$20.93$7.48$20.99
2008-03-172008-05-0954 days-9.3%$20.93$18.99$20.93
2008-03-122008-03-143 days-2.3%$20.93$20.45$20.93
2007-05-142008-03-11303 days-20.0%$19.92$15.93$20.93
2007-02-202007-05-0473 days-6.7%$19.92$18.59$19.92
2007-01-242007-01-252 days-6.7%$19.92$18.59$19.92
2006-06-292007-01-18204 days-8.3%$19.92$18.26$19.92
2006-06-072006-06-2620 days-1.1%$19.92$19.69$19.92
2006-05-122006-06-0626 days-7.6%$19.03$17.59$19.92
2006-03-272006-03-282 days-1.7%$19.03$18.70$19.03
2006-02-132006-03-2036 days-4.3%$18.51$17.70$19.03

How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).

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Or explore current drawdowns:

Isabella Bank Corporation (ISBA) is trading at $39.27 as of Jul 14, 2026. It is 30.6% below its high of $56.58. The drawdown has lasted 202 days. Severity score: 5.5 (Strong).

ISBA Price History and Drawdown Data

Latest price

$39.27

High-water mark

$56.58

Current drawdown

-30.6%

Days in drawdown

202

This ISBA page is built around daily price history, the latest high-water mark, current drawdown depth, drawdown duration, and comparable historical drawdown events. The chart above provides the price-history context, while the sections below explain how the current move compares with prior Isabella Bank Corporation drawdowns.

What History Says About ISBA

Isabella Bank Corporation has dropped 10%+ from its high 6 times in its tracked history. These events lasted an average of 1086 days with an average max drop of -27.9%.

The current drawdown of -30.6% has lasted 202 days, which is within the typical range for comparable events.

PeriodMax DropDuration
May 2008 to Sep 2021-64.3%4864 days
Nov 2021 to Nov 2024-29.4%1104 days
Jun 2025 to Nov 2025-26.1%138 days
May 2007 to Mar 2008-20.0%303 days
Jan 2025 to Apr 2025-16.3%90 days
Nov 2025 to Nov 2025-11.4%17 days

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