Synchrony Financial (SYF) is trading at $72.41, which is -18.2% below its all-time high of $88.47. The Drawdown Severity Score is 3.3, placing it in the yellow (elevated) zone. Over its tracked history, SYF has experienced 64 significant drawdown events with an average maximum drawdown of -6.5%.
Data last updated: April 10, 2026 at 04:28 PM EDT
SYF
StockSynchrony Financial
Price
$72.41
as of Apr 10, 2026
All Time High: $88.47
Elevated
Current Drawdown
-18.2%
Days in Drawdown
65
Avg Max Drawdown
6.3%
Avg Length
63
Drawdown Severity Score™
3.3
SYF - Price & High Water Mark
SYF - Drawdown Timeline
How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.
Synchrony Financial (SYF) Analysis: Current Drawdown Insights
Synchrony Financial is currently experiencing an unusual drawdown opportunity. As of 2026-04-10, the stock is trading at $72.41, which represents a 18.2% decline from its all-time high of $88.47. This drawdown has persisted for 65 days.
Based on comprehensive historical analysis spanning 11 years, Synchrony Financial typically experiences drawdowns averaging 6.3% in depth, with an average duration of 63 days. Synchrony Financial has gone through 64 total drawdown events in the last 11 years. The largest drawdown for Synchrony Financial in the last 11 years was 66.4%. The longest drawdown duration in its history was 1081 days.
The Drawdown Severity Score™ for Synchrony Financial currently stands at 3.34. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 3.0 and 5.0 indicates an elevated drawdown that's larger than historical averages—may present an entry point for opportunistic investors.
Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns—periods when the price declines from all-time highs before recovering. By analyzing Synchrony Financial's historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that may represent a buying opportunity.
📜 Historical Drawdown Events
Current drawdown shown in blue. Complete record of all 64 historical pullbacks below.
| Start Date | End Date | Duration | Max Depth | Start Price | Lowest Price | Recovery Price |
|---|---|---|---|---|---|---|
| 2026-02-04 | Ongoing | 65 days | -18.2% | $88.47 | $72.41 | — |
| 2025-09-05 | 2025-11-26 | 83 days | -11.5% | $76.55 | $67.74 | $76.95 |
| 2025-08-29 | 2025-09-04 | 7 days | -1.4% | $76.27 | $75.18 | $76.55 |
| 2025-08-15 | 2025-08-22 | 8 days | -2.2% | $72.53 | $70.94 | $72.90 |
| 2025-07-28 | 2025-08-13 | 17 days | -7.4% | $72.29 | $66.96 | $72.29 |
| 2025-07-24 | 2025-07-25 | 2 days | -0.4% | $71.47 | $71.21 | $72.29 |
| 2025-07-11 | 2025-07-23 | 13 days | -3.6% | $70.54 | $67.98 | $71.47 |
| 2025-07-07 | 2025-07-09 | 3 days | -1.2% | $69.57 | $68.71 | $69.57 |
| 2025-01-27 | 2025-07-03 | 157 days | -37.7% | $69.40 | $43.20 | $69.57 |
| 2025-01-23 | 2025-01-24 | 2 days | -0.1% | $69.26 | $69.21 | $69.40 |
| 2024-12-17 | 2025-01-17 | 32 days | -7.2% | $67.35 | $62.48 | $67.55 |
| 2024-12-13 | 2024-12-16 | 4 days | -0.7% | $67.33 | $66.87 | $67.35 |
| 2024-12-10 | 2024-12-11 | 2 days | -1.6% | $66.74 | $65.70 | $67.33 |
| 2024-12-02 | 2024-12-06 | 5 days | -1.0% | $66.34 | $65.65 | $66.73 |
| 2024-11-07 | 2024-11-29 | 23 days | -5.7% | $66.33 | $62.54 | $66.34 |
| 2024-10-29 | 2024-11-05 | 8 days | -2.9% | $55.55 | $53.93 | $55.83 |
| 2024-10-18 | 2024-10-28 | 11 days | -3.0% | $55.46 | $53.79 | $55.55 |
| 2024-10-15 | 2024-10-16 | 2 days | -0.7% | $52.51 | $52.12 | $55.28 |
| 2024-10-10 | 2024-10-11 | 2 days | -0.8% | $50.86 | $50.45 | $51.99 |
| 2024-07-18 | 2024-10-09 | 84 days | -15.7% | $50.79 | $42.81 | $50.86 |
| 2021-10-20 | 2024-07-11 | 996 days | -46.7% | $47.44 | $25.31 | $47.72 |
| 2021-08-30 | 2021-10-19 | 51 days | -12.1% | $47.06 | $41.38 | $47.44 |
| 2021-08-16 | 2021-08-27 | 12 days | -5.4% | $46.94 | $44.40 | $47.06 |
| 2021-06-09 | 2021-08-11 | 64 days | -11.8% | $45.81 | $40.40 | $46.39 |
| 2021-06-04 | 2021-06-07 | 4 days | -0.1% | $44.96 | $44.90 | $45.50 |
| 2021-05-28 | 2021-06-01 | 5 days | -0.6% | $43.02 | $42.76 | $44.16 |
| 2021-05-18 | 2021-05-27 | 10 days | -2.5% | $42.31 | $41.27 | $43.02 |
| 2021-05-11 | 2021-05-14 | 4 days | -4.1% | $41.50 | $39.80 | $42.21 |
| 2021-04-30 | 2021-05-04 | 5 days | -1.2% | $39.88 | $39.39 | $40.21 |
| 2021-04-13 | 2021-04-29 | 17 days | -8.3% | $38.72 | $35.51 | $39.88 |
| 2021-03-18 | 2021-04-12 | 26 days | -10.1% | $38.71 | $34.82 | $38.72 |
| 2021-03-16 | 2021-03-17 | 2 days | -1.4% | $38.43 | $37.87 | $38.71 |
| 2021-03-09 | 2021-03-10 | 2 days | -1.2% | $36.47 | $36.05 | $37.34 |
| 2021-02-25 | 2021-03-08 | 12 days | -3.8% | $36.09 | $34.71 | $36.47 |
| 2021-01-21 | 2021-02-24 | 35 days | -15.7% | $35.60 | $30.01 | $36.09 |
| 2021-01-15 | 2021-01-19 | 5 days | -0.4% | $34.70 | $34.58 | $35.41 |
| 2018-01-29 | 2021-01-13 | 1081 days | -66.4% | $32.96 | $11.09 | $33.37 |
| 2018-01-24 | 2018-01-26 | 3 days | -0.5% | $32.61 | $32.45 | $32.96 |
| 2018-01-12 | 2018-01-23 | 12 days | -6.2% | $32.59 | $30.58 | $32.61 |
| 2018-01-08 | 2018-01-11 | 4 days | -1.2% | $32.58 | $32.18 | $32.59 |
| 2017-12-29 | 2018-01-03 | 6 days | -0.9% | $31.95 | $31.65 | $32.07 |
| 2017-12-26 | 2017-12-28 | 3 days | -0.4% | $31.78 | $31.64 | $31.95 |
| 2017-12-19 | 2017-12-21 | 3 days | -1.4% | $31.57 | $31.12 | $31.64 |
| 2017-12-12 | 2017-12-18 | 7 days | -2.5% | $30.81 | $30.04 | $31.57 |
| 2017-12-05 | 2017-12-08 | 4 days | -0.4% | $30.70 | $30.58 | $30.74 |
| 2017-01-05 | 2017-12-04 | 334 days | -29.6% | $30.55 | $21.52 | $30.70 |
| 2016-12-21 | 2017-01-04 | 15 days | -3.1% | $30.01 | $29.07 | $30.55 |
| 2016-12-16 | 2016-12-20 | 5 days | -0.8% | $29.74 | $29.50 | $30.01 |
| 2016-12-09 | 2016-12-15 | 7 days | -1.9% | $29.52 | $28.95 | $29.74 |
| 2015-07-21 | 2016-12-06 | 505 days | -35.1% | $28.72 | $18.64 | $28.72 |
| 2015-07-16 | 2015-07-17 | 2 days | -0.0% | $27.24 | $27.23 | $27.99 |
How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).
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What History Says About SYF
Synchrony Financial has dropped 15%+ from its high 7 times in its tracked history. These events lasted an average of 456 days with an average max drop of -35.3%.
The current drawdown of -18.2% has lasted 65 days, which is within the typical range for comparable events.
| Period | Max Drop | Duration |
|---|---|---|
| Jan 2018 to Jan 2021 | -66.4% | 1081 days |
| Oct 2021 to Jul 2024 | -46.7% | 996 days |
| Jan 2025 to Jul 2025 | -37.7% | 157 days |
| Jul 2015 to Dec 2016 | -35.1% | 505 days |
| Jan 2017 to Dec 2017 | -29.6% | 334 days |
| Jul 2024 to Oct 2024 | -15.7% | 84 days |
Learn More About Drawdowns
What is a Drawdown?
Definition, formula, and real examples
Understanding Severity Scores
How our scoring compares to maximum drawdown
Our Methodology
Technical details behind the data
The Drawdown Severity Score
Our proprietary scoring algorithm explained
Latest Analysis
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