SYF

Stock

Synchrony Financial

Price

$68.88

as of Feb 23, 2026

All Time High: $88.47

🟡

Significant

Current Drawdown

-22.1%

Days in Drawdown

32

Avg Max Drawdown

6.3%

Avg Length

63

Drawdown Severity Score™

4.1

SYF - Price & High Water Mark

SYF - Drawdown Timeline

How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.

Synchrony Financial (SYF) Analysis: Current Drawdown Insights

Synchrony Financial is currently experiencing an unusual drawdown opportunity. As of 2026-02-23, the stock is trading at $68.88, which represents a 22.1% decline from its all-time high of $88.47. This drawdown has persisted for 32 days.

Based on comprehensive historical analysis spanning 11 years, Synchrony Financial typically experiences drawdowns averaging 6.3% in depth, with an average duration of 63 days. Synchrony Financial has gone through 64 total drawdown events in the last 11 years. The largest drawdown for Synchrony Financial in the last 11 years was 66.4%. The longest drawdown duration in its history was 1081 days.

The Drawdown Severity Score™ for Synchrony Financial currently stands at 4.07. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 3.0 and 5.0 indicates an elevated drawdown that's larger than historical averages—may present an entry point for opportunistic investors.

Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns—periods when the price declines from all-time highs before recovering. By analyzing Synchrony Financial's historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that may represent a buying opportunity.

📜 Historical Drawdown Events

Current drawdown shown in blue. Complete record of all 64 historical pullbacks below.

Start DateEnd DateDurationMax DepthStart PriceLowest PriceRecovery Price
2026-01-22Ongoing32 days-22.1%$88.47$68.88
2025-09-052025-11-2683 days-11.5%$76.55$67.74$76.95
2025-08-292025-09-047 days-1.4%$76.27$75.18$76.55
2025-08-152025-08-228 days-2.2%$72.53$70.94$72.90
2025-07-282025-08-1317 days-7.4%$72.29$66.96$72.29
2025-07-242025-07-252 days-0.4%$71.47$71.21$72.29
2025-07-112025-07-2313 days-3.6%$70.54$67.98$71.47
2025-07-072025-07-093 days-1.2%$69.57$68.71$69.57
2025-01-272025-07-03157 days-37.7%$69.40$43.20$69.57
2025-01-232025-01-242 days-0.1%$69.26$69.21$69.40
2024-12-172025-01-1732 days-7.2%$67.35$62.48$67.55
2024-12-132024-12-164 days-0.7%$67.33$66.87$67.35
2024-12-102024-12-112 days-1.6%$66.74$65.70$67.33
2024-12-022024-12-065 days-1.0%$66.34$65.65$66.73
2024-11-072024-11-2923 days-5.7%$66.33$62.54$66.34
2024-10-292024-11-058 days-2.9%$55.55$53.93$55.83
2024-10-182024-10-2811 days-3.0%$55.46$53.79$55.55
2024-10-152024-10-162 days-0.7%$52.51$52.12$55.28
2024-10-102024-10-112 days-0.8%$50.86$50.45$51.99
2024-07-182024-10-0984 days-15.7%$50.79$42.81$50.86
2021-10-202024-07-11996 days-46.7%$47.44$25.31$47.72
2021-08-302021-10-1951 days-12.1%$47.06$41.38$47.44
2021-08-162021-08-2712 days-5.4%$46.94$44.40$47.06
2021-06-092021-08-1164 days-11.8%$45.81$40.40$46.39
2021-06-042021-06-074 days-0.1%$44.96$44.90$45.50
2021-05-282021-06-015 days-0.6%$43.02$42.76$44.16
2021-05-182021-05-2710 days-2.5%$42.31$41.27$43.02
2021-05-112021-05-144 days-4.1%$41.50$39.80$42.21
2021-04-302021-05-045 days-1.2%$39.88$39.39$40.21
2021-04-132021-04-2917 days-8.3%$38.72$35.51$39.88
2021-03-182021-04-1226 days-10.1%$38.71$34.82$38.72
2021-03-162021-03-172 days-1.4%$38.43$37.87$38.71
2021-03-092021-03-102 days-1.2%$36.47$36.05$37.34
2021-02-252021-03-0812 days-3.8%$36.09$34.71$36.47
2021-01-212021-02-2435 days-15.7%$35.60$30.01$36.09
2021-01-152021-01-195 days-0.4%$34.70$34.58$35.41
2018-01-292021-01-131081 days-66.4%$32.96$11.09$33.37
2018-01-242018-01-263 days-0.5%$32.61$32.45$32.96
2018-01-122018-01-2312 days-6.2%$32.59$30.58$32.61
2018-01-082018-01-114 days-1.2%$32.58$32.18$32.59
2017-12-292018-01-036 days-0.9%$31.95$31.65$32.07
2017-12-262017-12-283 days-0.4%$31.78$31.64$31.95
2017-12-192017-12-213 days-1.4%$31.57$31.12$31.64
2017-12-122017-12-187 days-2.5%$30.81$30.04$31.57
2017-12-052017-12-084 days-0.4%$30.70$30.58$30.74
2017-01-052017-12-04334 days-29.6%$30.55$21.52$30.70
2016-12-212017-01-0415 days-3.1%$30.01$29.07$30.55
2016-12-162016-12-205 days-0.8%$29.74$29.50$30.01
2016-12-092016-12-157 days-1.9%$29.52$28.95$29.74
2015-07-212016-12-06505 days-35.1%$28.72$18.64$28.72
2015-07-162015-07-172 days-0.0%$27.24$27.23$27.99

How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).

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