SoFi Technologies, Inc. (SOFI) is trading at $18.22, which is -42.5% below its all-time high of $31.67. The Drawdown Severity Score is 6.0, placing it in the red (severe) zone. Over its tracked history, SOFI has experienced 8 significant drawdown events with an average maximum drawdown of -18.1%.
Data last updated: May 30, 2026 at 04:21 PM EDT
SOFI
StockSoFi Technologies, Inc.
Price
$18.22
as of May 29, 2026
All Time High: $31.67
Strong
Current Drawdown
-42.5%
Days in Drawdown
135
Avg Max Drawdown
18.1%
Avg Length
220
Drawdown Severity Score™
6.0
SOFI - Price & High Water Mark
SOFI - Drawdown Timeline
How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.
SoFi Technologies, Inc. (SOFI) Analysis: Current Drawdown Insights
SoFi Technologies, Inc. is currently experiencing an unusual drawdown opportunity. As of 2026-05-29, the stock is trading at $18.22, which represents a 42.5% decline from its all-time high of $31.67. This drawdown has persisted for 135 days.
Based on comprehensive historical analysis spanning 5 years, SoFi Technologies, Inc. typically experiences drawdowns averaging 18.1% in depth, with an average duration of 220 days. SoFi Technologies, Inc. has gone through 8 total drawdown events in the last 5 years. The largest drawdown for SoFi Technologies, Inc. in the last 5 years was 83.3%. The longest drawdown duration in its history was 1665 days.
The Drawdown Severity Score™ for SoFi Technologies, Inc. currently stands at 6.04. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 5.0 and 8.0 indicates a rare, significant drawdown—the asset seldom sees declines at this level. This may represent a buying opportunity for value-focused investors with strong conviction.
Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns—periods when the price declines from all-time highs before recovering. By analyzing SoFi Technologies, Inc.'s historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that may represent a buying opportunity.
📜 Historical Drawdown Events
Current drawdown shown in blue. Complete record of all 8 historical pullbacks below.
| Start Date | End Date | Duration | Max Depth | Start Price | Lowest Price | Recovery Price |
|---|---|---|---|---|---|---|
| 2026-01-14 | Ongoing | 135 days | -42.5% | $31.67 | $18.22 | — |
| 2025-10-29 | 2025-11-12 | 15 days | -14.2% | $31.66 | $27.16 | $31.67 |
| 2025-09-23 | 2025-10-27 | 35 days | -15.3% | $29.81 | $25.24 | $30.00 |
| 2025-09-16 | 2025-09-18 | 3 days | -1.9% | $27.67 | $27.14 | $28.11 |
| 2025-08-26 | 2025-09-12 | 18 days | -6.3% | $26.15 | $24.49 | $26.55 |
| 2021-02-02 | 2025-08-25 | 1665 days | -83.3% | $25.78 | $4.30 | $26.15 |
| 2021-01-20 | 2021-01-29 | 10 days | -19.5% | $22.59 | $18.18 | $25.14 |
| 2021-01-08 | 2021-01-14 | 7 days | -3.6% | $19.14 | $18.45 | $19.16 |
| 2021-01-05 | 2021-01-07 | 3 days | -0.7% | $12.20 | $12.12 | $19.14 |
How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).
Don't Miss the Next Rare Buying Opportunity
See 9 real alerts from the past 5 years with actual returns
Average gain: +988% • Real alerts • Real results
Or explore current opportunities:
SOFI Price History and Drawdown Data
Latest price
$18.22
High-water mark
$31.67
Current drawdown
-42.5%
Days in drawdown
135
This SOFI page is built around daily price history, the latest high-water mark, current drawdown depth, drawdown duration, and comparable historical drawdown events. The chart above provides the price-history context, while the sections below explain how the current move compares with prior SoFi Technologies, Inc. drawdowns.
What History Says About SOFI
SoFi Technologies, Inc. has dropped 5%+ from its high 5 times in its tracked history. These events lasted an average of 349 days with an average max drop of -27.7%.
The current drawdown of -42.5% has lasted 135 days, which is within the typical range for comparable events.
| Period | Max Drop | Duration |
|---|---|---|
| Feb 2021 to Aug 2025 | -83.3% | 1665 days |
| Jan 2021 to Jan 2021 | -19.5% | 10 days |
| Sep 2025 to Oct 2025 | -15.3% | 35 days |
| Oct 2025 to Nov 2025 | -14.2% | 15 days |
| Aug 2025 to Sep 2025 | -6.3% | 18 days |
Track SOFI in a weekly digest
Get one weekly drawdown digest and a reminder to build a watchlist for tickers like SoFi Technologies, Inc.. No per-article blasts.
Related Articles
View all articlesLearn More About Drawdowns
What is a Drawdown?
Definition, formula, and real examples
Understanding Severity Scores
How our scoring compares to maximum drawdown
Our Methodology
Technical details behind the data
The Drawdown Severity Score
Our proprietary scoring algorithm explained
Latest Analysis
Blog posts and market commentary
Signal of the Day
A daily drawdown signal from the full market database
Explore All Tickers
Browse stocks, ETFs, and crypto drawdowns