SOFI
StockSoFi Technologies, Inc.
One email when a drop — in price or in valuation — is historically rare for SOFI. Otherwise we stay quiet.
Rare — pay attention.
SoFi Technologies, Inc. is 41.4% off its high, 241 days in — deeper than the vast majority of its 8 recorded drawdowns. This is the kind of decline the severity score exists to flag.
But down is not the same as cheap: SoFi Technologies, Inc.'s P/S Severity Score is 0.1 — its valuation sits in or above its typical range.
Strong
Current Drawdown
-41.4%
Days in Drawdown
241
Avg Max Drawdown
18.1%
Avg Length
220
Drawdown Severity Score™
5.9
SOFI - Price & High Water Mark
SOFI - Drawdown Timeline
How to read this chart: Negative values indicate drawdowns from all-time highs. Values closer to 0% mean the stock is near its high water mark.
Valuation vs Its Own History
Data as of June 28, 2026 · updated daily
Where today's valuation sits within SOFI's own multi-year range, scored with the same Drawdown Severity Score language as price, measured from its typical level rather than its record high — a higher score means it has rarely been cheaper. This is context, not a recommendation.
Price to Sales
SoFi Technologies, Inc. has been cheaper on this measure only about 68% of the time in 6 years of daily history.
SoFi Technologies, Inc. (SOFI) Analysis: Current Drawdown Insights
SoFi Technologies, Inc. is currently in a drawdown that is unusual by its own historical standards. As of 2026-07-14, the stock is trading at $18.55, which represents a 41.4% decline from its all-time high of $31.67. This drawdown has persisted for 241 days.
Based on its full tracked price history, SoFi Technologies, Inc. typically experiences drawdowns averaging 18.1% in depth, with an average duration of 220 days. SoFi Technologies, Inc. has gone through 8 total drawdown events in its tracked history. The largest drawdown on record for SoFi Technologies, Inc. was 83.3%, beginning in 2021. The longest drawdown duration on record was 1665 days.
The Drawdown Severity Score™ for SoFi Technologies, Inc. currently stands at 5.89. This is our proprietary indicator that shows the relative severity of the current drawdown based on the asset's unique historical patterns. A score between 5.0 and 8.0 indicates a rare, significant drawdown: the asset seldom sees declines at this level in its tracked history.
Understanding Drawdowns: A drawdown measures how far a stock has fallen from its peak price. Every stock experiences drawdowns: periods when the price declines from all-time highs before recovering. By analyzing SoFi Technologies, Inc.'s historical drawdown patterns, investors can identify when the stock is experiencing a typical market fluctuation versus an unusual decline that is rare by that stock's own historical standards.
📜 Historical Drawdown Events
Current drawdown shown in blue. Showing the most recent and the deepest of 8 tracked pullbacks (8 listed).
| Start Date | End Date | Duration | Max Depth | Start Price | Lowest Price | Recovery Price |
|---|---|---|---|---|---|---|
| 2025-11-15 | Ongoing | 241 days | -41.4% | $31.67 | $18.55 | n/a |
| 2025-10-29 | 2025-11-12 | 15 days | -14.2% | $31.66 | $27.16 | $31.67 |
| 2025-09-23 | 2025-10-27 | 35 days | -15.3% | $29.81 | $25.24 | $30.00 |
| 2025-09-16 | 2025-09-18 | 3 days | -1.9% | $27.67 | $27.14 | $28.11 |
| 2025-08-26 | 2025-09-12 | 18 days | -6.3% | $26.15 | $24.49 | $26.55 |
| 2021-02-02 | 2025-08-25 | 1665 days | -83.3% | $25.78 | $4.30 | $26.15 |
| 2021-01-20 | 2021-01-29 | 10 days | -19.5% | $22.59 | $18.18 | $25.14 |
| 2021-01-08 | 2021-01-14 | 7 days | -3.6% | $19.14 | $18.45 | $19.16 |
| 2021-01-05 | 2021-01-07 | 3 days | -0.7% | $12.20 | $12.12 | $19.14 |
How to read: Each row shows a complete drawdown from peak to recovery. Red rows = most severe drawdowns (worst 20% or 5x+ average), yellow rows = moderate (2x-5x worse than average).
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Or explore current drawdowns:
SoFi Technologies, Inc. (SOFI) is trading at $18.55 as of Jul 14, 2026. It is 41.4% below its high of $31.67. The drawdown has lasted 241 days. Severity score: 5.9 (Strong).
SOFI Price History and Drawdown Data
Latest price
$18.55
High-water mark
$31.67
Current drawdown
-41.4%
Days in drawdown
241
This SOFI page is built around daily price history, the latest high-water mark, current drawdown depth, drawdown duration, and comparable historical drawdown events. The chart above provides the price-history context, while the sections below explain how the current move compares with prior SoFi Technologies, Inc. drawdowns.
What History Says About SOFI
SoFi Technologies, Inc. has dropped 5%+ from its high 5 times in its tracked history. These events lasted an average of 349 days with an average max drop of -27.7%.
The current drawdown of -41.4% has lasted 241 days, which is within the typical range for comparable events.
| Period | Max Drop | Duration |
|---|---|---|
| Feb 2021 to Aug 2025 | -83.3% | 1665 days |
| Jan 2021 to Jan 2021 | -19.5% | 10 days |
| Sep 2025 to Oct 2025 | -15.3% | 35 days |
| Oct 2025 to Nov 2025 | -14.2% | 15 days |
| Aug 2025 to Sep 2025 | -6.3% | 18 days |
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